• NEWS
    Policy terms can’t be changed during free look period

    iStockPhoto What are the important riders that can be bought with a basic term life plan? —Kunal Gupta Common riders available with a term life plan include: accidental death, permanent disability, and critical illness. Critical illness rider with a term plan is recommended. This helps avoid a separate pre-issuance medical check-up for a critical illness […]

  • ALL DEALS
    Why the US Government and Tech Firms Can’t Agree About Encryption

    Your phone is getting better and better at protecting your privacy. But Uncle Sam isn’t totally comfortable with that, because it’s also complicating the work of tracking criminals and potential national-security threats. For decades, tech companies have steadily expanded the use of encryption – a data-scrambling technology that shields information from prying eyes, whether it’s […]