Harbor Freight credit card rewards: 5 points per $1, $5 Harbor Freight Money per 500 points

Merchant-listed Program or account required; no code

Financing purchases earn no points; certificates valid 90 days; not usable online per credit page; points expire after 24 months inactivity.

• Ends: None published
• Source: https://apply.syf.com/cs/groups/public/documents/et_statusdoc/e096332.html
• Last checked: Oct 13, 2026

All offers: Harbor Freight Tools deals

Full guide: Harbor Freight Coupon Codes: Where Real Codes Come From, the One-Per-Day Rule, Inside Track Club and the Card Offers