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    Each SIP instalment is treated as a separate investment

    iStockPhoto I’m 30 and have started investing in mutual funds (MFs) last year. But I have over-invested; I am hardly left with any savings. What is the ideal ratio of income-to-MF investment? I’m married and earn Rs.60,000 per month. My monthly investments are around Rs.28,000 and expenses are around Rs.23,000. —Rajyashree Basu There is no […]